long-term care insurance for podiatrists
Protecting your estate in the event of a debilitating illness or age-related degeneration is what long-term care insurance is all about. Advances in medical technology are allowing people to live longer, but a long lifespan brings with it an increased likelihood of requiring in-home health care, long-term care in an assisted living facility or a nursing home. Providing financial assistance to help with the staggering cost of long-term care is the goal of long-term care insurance. Member Insurance Solutions offers a wide variety of programs through a number of insurance companies providing you the ability to purchase long-term coverage that is custom designed to meet your needs and protect your financial security.
- single premium plans available;
- choose indemnity or reimbursement;
- choose traditional or linked benefit plans;
- choice of daily benefits for in-home and nursing home;
- choice of elimination periods;
- inflation increase options; and
- tax qualified plans.
For more information, call 800.878.6765.
Traditional long-term care insurance has a use it or lose it element. Linked benefit plans combine a universal or whole life insurance policy with long term care coverage. If you don’t use all of the long-term care benefits, coverage reverts to life insurance that is paid to your beneficiary upon your death. The linked benefit plans can be funded with a single premium, includes a money-back guarantee and deposits grow tax-deferred at current interest rates.
Under a reimbursement policy, you receive the actual cost of eligible benefits when they are received.
Indemnity policies pay a set dollar amount when you are receiving covered long-term care services giving you more flexibility in how the money is used.
personal appointments available
Member Insurance Solutions provides the option of on-site visits to discuss the issues that apply to your particular situation. To set an appointment at your convenience, please call 800.878.6765 and ask for an appointment.