Customer Center

After-Hours Claim Number

Auto Owners:  (888) 252-4626

Should you need to report an auto, home or property claim in the evening or on the weekend, please contact your insurance company claim department at the emergency number above,



Auto coverage at a glance…

Does auto insurance sometimes seem like a foreign language?  Don’t let the terminology discourage you. To help you better understand some of the more common auto policy coverages, here are a few of the most used (but least understood) terms and definitions:

Bodily Injury Liability (BI) – Pays for damages that involve bodily injury to others for which you are responsible under the law. 

Property Damage Liability (PD) - Pays for damages to property of others for which you are responsible under the law.

Comprehensive coverage- Pays for loss of or damage to your vehicle from all causes, except collision, subject to your policy deductible.

Collision coverage- Pays for damage to your vehicle that is sustained when you hit something, subject to your policy deductible.

Uninsured Motorist - This coverage allows you to recover bodily injury damages suffered in an accident in which the other party does not have any insurance, but is legally liable.

Underinsured Motorist - This coverage allows you to recover bodily injury damages suffered in an accident in which the other party is legally liable, but does not have adequate liability limits to pay the entire claim.


Auto & Home for mrpa members

Request an auto or homeowner's quote and get $10 gift card!

Automobile Insurance

Member Insurance Solutions offers professional, courteous service, prompt claim resolution and incredible savings on automobile insurance. Your policy will be tailored to meet your individual needs and placed with Auto-Owners, an A-rated company. We're endorsed by the Michigan Recreation and Parks Associaton as your preferred provider for this coverage. We can satisfy all your personal insurance needs, no matter how big or small!

  • Group rates available, along with multi-policy discounts; Get A Quote
  • Many other discounts available for safe drivers, students away at school and more;
  • Choose from a variety of deductibles and enhanced coverage features;
  • Enjoy fast, fair and knowledgeable claim service; and
  • Our easy, no-hassle application process will save you time.

Homeowner's Insurance

Homeowner's insurance is available for residential and seasonal homes, rental dwellings, condominiums and for renters. Save money on your Auto-Owners' homeowner’s coverage through Member Insurance Solutions.

  • Group rates available, along with multi-policy discounts;
  • Coverage written for homes of all values;
  • Extended dwelling replacement or guaranteed home replacement cost available;
  • Replacement cost coverage on contents; and
  • Scheduled riders for jewelry, fine arts, collectibles and other valuable items in your home.

Other Coverages Available

Aside from auto and homeowners programs, Member Insurance Solutions also provides a number of other coverages you may need to fully protect your personal and recreational assets.

  • Personal umbrella liability coverage options available up to $5 million;
  • Coverage available for RVs, trailers, motorcycles, ATVs and other recreational assets;
  • Snowmobile coverage for high performance, touring and utility type snowmobiles;
  • Boaters' insurance and personal watercraft insurance; and
  • Coverage for rental units, mobile homes and antique cars.

Remember, our auto and homeowner's programs are available to you, your staff, family and friends. You'll enjoy great discounts, professional service and outstanding coverages. Why wait another day?

Contact Us

Care for a quote? Call 800.878.6765 and speak to Jeni Jonckheere (ext 462) or Beth Jackson (ext 443).   If you prefer to request your quote electronically, an online quote form is available by following the link below. Simply complete the questions and click "submit".  We'll contact you with your quote! 

Submit our online quote form: