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Group and Individual Programs Available

Today's financial world requires a wide variety of insurance and financial options to address both your individual needs and the needs of your employees. Member Insurance Solutions offers both group coverage plans as well as individual programs. For more information, or a personal appointment, please call us at 800.878.6765.

The Major Differences Between Simply BlueSM and Community BlueSM

The most significant difference is that with Simply Blue, the full contract deductible must be met before any claims are paid by BCBSM. Other differences include:

  • Office Services: Co-pays apply with Community Blue, deductible and co-insurance apply with Simply Blue
  • Emergency Room Co-pay not waived for accidental injury with Simply Blue
  • Physical, Speech, Occupational Therapy: Simply Blue allows 50% fewer treatments
  • Out-of-Network Referrals are subject to out-of-network cost sharing with Simply Blue

Word to the Wise

Never submit manual claims for multiple family members to Blue Cross Blue Shield of Michigan in one envelope. For better service, use different envelopes.

Green Industries

community blue group insurance for mgia members

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This suite of group health insurance plans from Blue Cross® Blue Shield® of Michigan utilizes a preferred provider network to contain costs for the plan and for the subscriber. There are several Community Blue plans from which to choose.

Community BlueSM Platinum $0
Community BlueSM Platinum $250

Community BlueSM Platinum $500
 

Community BlueSM Health Reimbrusement Arrangement Plans

These small-group plans are eligible for an employer-funded health reimbursement arrangement. The employer funds the HRA account in the employee's name, but retains ownership of unexpended funds. These funds can be withdrawn at the end of the coverage year or rolled over for successive years, as determined by the employer. Click on the plan name to see details of coverage.

Community BlueSM HRA Platinum $1,500
Community BlueSM HRA Platinum $2,000